Mortgage Calculators

Mortgage Calculators

Use the mortgage calculator link below to obtain detailed information about payments and interest rates. Please note that mortgage calculators should be used only as a guide and not to be construed as actual lending calculations.

Contact Nate Robinson of Primary Residential Mortgage to determine more accurately the price range you should consider. Lenders abide by certain ratios when calculating the loan amount you can qualify for so ratios can vary by lender and loan program.
 
Many lenders will use 28% of your gross monthly income as the maximum allowed for your mortgage payment (principal, interest, taxes and insurance PITI); for your total monthly debt, the ratio is 36%. Total monthly expenses means PITI plus long-term debt (such as auto loans) and revolving credit-card debt. Other expenses such as groceries, utilities, clothing and tuition are not factored into these ratios.

Mortgage/Calculators Links

Team Lenders & Lending Information

If you're preparing to buy a home, many questions are bound to arise. Let the calculators guide you through basic matters such as whether to rent or buy; figuring the total amount you can borrow; or comparing one mortgage versus another.

When your ready to get specific about the type of loan and the amount you can afford, please consider contacting one of my team lenders to get the latest and best information on the loan package that works best for you.

Fill out the following short form below and we will contact you to discuss in detail your lending requirements

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